| dc.description.abstract | Savings and co-operative societies (SACCO) serve as an economic cushion for 
employees' social welfare, however members bear the brunt of huge losses caused by 
mismanagement despite the set out regulations and guidelines. This paper set out to 
investigate tribal management within the Equabo Sacco, Kisumu, Kenya. Production and 
sales tribe are dominant within Equabo SACCO, where production has the lion share 
especially in the central management committee (CMC) and it is characterized by stability 
and strong saving culture. Sales tribe on the other hand is highly fluidic and dynamic but 
does not possess critical mass therefore occupy CMC through affirmative action. One tribe 
that can access the information for all tribal members and play a transitory role between the 
extremes of other tribes and also a link between bottler management and the CMC is the … | en_US |